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01 Mar 2025   255

Who is a Composite Dealer in GST?

 Who is a Composite Dealer in GST? 

A composite dealer is a taxpayer in India who has joined the Goods and Services Tax (GST) scheme of composition. The scheme of composition is right for small-scale traders, business persons, and service providers who want to stick to GST requirements without experiencing the inconvenience of the computation of taxes and filings. How to get GST registration if you are a composite dealer then do not worry contact the Registration Guru and start the process now.

Who Can Become a Composite Dealer?

A composite dealer is generally a small trader who falls within the eligibility provisions set forth by the GST Act. The strongest eligibility provisions are:

Turnover Limit: The scheme is accessible for firms having a total turnover of ₹1.5 crore (₹75 lakh in special category states).

Business Type: The plan is only offered to manufacturers, traders, and some service providers.

Restricted Businesses: Interstate sales businesses, online websites selling, and non-taxable goods (petroleum and alcohol) are not eligible to opt for the composition scheme.

Benefits of a Composite Dealer

Lower Tax Rates: These tax rates in this system are lower compared to regular GST, usually 1% for traders, 5% for restaurants, and 6% for service providers.

Simplified Compliance: Companies submit a quarterly return (GSTR-4) rather than monthly returns.

Lighten the Tax Load: Since Input Tax Credit (ITC) does not come into play, the tax load is steady and fixed.

But a composite dealer cannot impose GST on customers and must put "Composition Taxable Person" on the bill. It is an appropriate scheme for small companies eager for easy tax compliance.

Eligibility of Composite Dealer and Benefit of GST Registration under the Composition Scheme

Eligibility Criteria for a Composite Dealer

To be included under the GST Composition Scheme, a firm needs to fulfill the requirements set out under the Goods and Services Tax (GST) Act:

Turnover Limit:

Firms with an overall turnover of ₹1.5 crore or less during the previous financial year are eligible to avail the composition scheme.

For special category states (such as Arunachal Pradesh, Sikkim, etc.), the limit is ₹75 lakh.

Eligible Businesses:

Manufacturers, traders, and service providers are qualified to register.

Restaurants (not serving alcohol) are also eligible.

The service providers having a turnover of up to ₹50 lakh can take advantage of the scheme under certain conditions.

Ineligible Enterprises:

Business firms that continued interstate sales.

People who sell goods via online stores.

Firms dealing in tax-free goods (such as petroleum products and alcoholic beverages).

Neither casual taxable persons nor non-resident taxable persons can opt for this scheme.

Composition Scheme Restrictions and Registration Process for GST for a Composition Dealer

GST Registration Procedure for a Composite Dealer

GST Composition Scheme registration is an easy process. Follow the step-by-step procedure:

Step 1: Check Eligibility

Ensure that your business is qualifying, with the correct levels of turnover and business type restrictions.

Step 2: Go to the GST Portal

Go to the official GST portal (www.gst.gov.in) and choose 'Register Now' under the Services menu.

Step 3: Fill in Basic Details

Include such necessary details as:

PAN (Permanent Account Number)

Mobile Number and Email ID

State and Business Type

A Temporary Reference Number (TRN) will be generated.

Step 4: File Business Details

Log in using the TRN and enter the following:

Business Name and Address

Bank Account Details

Nature of Business Activity

Step 5: Upload Documents

Upload scanned copies of the required documents, including:

PAN Card of the applicant

Aadhaar Card

Business Address Verification

Bank Statement or Cancelled Cheque

Picture of the Owner/Partners/Directors

Step 6: Choose Composition Scheme

While registering, select the Composition Scheme by selecting the proper option under the taxpayer category.

Step 7: Verification and ARN Generation

After submission, verify your application through OTP (One-Time Password) or Digital Signature (DSC). Upon successful verification, an Application Reference Number (ARN) is generated.

Step 8: GSTIN Allocation

On approval, the GST department issues a GSTIN (Goods and Services Tax Identification Number) and a confirmation certificate. The dealer is then free to start business under the composition scheme.

Limitations of a Composite Dealer

While the GST Composition Scheme has numerous advantages, it has some constraints too:

No Interstate Trade

Dealers in composite cannot sell products or offer services outside of their registered state.

No Input Tax Credit (ITC)

Businesses can't use ITC in acquiring and thus cannot compete with base GST tax registrants on level terms.

Limited Business Categories

Alcohol-selling firms, petroleum, tobacco, and e-selling are excluded from this scheme.

Lower Business Scalability

The turnover limit (₹1.5 crore for general states, ₹75 lakh for special states) restricts business expansion.

GST Cannot Be Imposed on Customers

Composite dealers are required to pay cash for GST since they cannot charge GST separately on invoices.

Limited Eligibility for Service Providers

All the service providers except the ones with turnover below ₹50 lakh are exempted under the special scheme.

Quarterly Tax Payment Requirement

Even though it is easier to comply, composite traders must still file quarterly returns (GSTR-4) and pay taxes on time.

Although such constraints still prevail, the GST Composition Scheme remains a great option for small traders and businesses to enjoy lower taxation and simplified compliance. However, business houses with growth potential may need to shift to the normal GST mode for higher scalability and tax benefits

Returns and Compliance for Composite Dealers

· GSTR-4: Quarterly return to be filed along with turnover details and tax paid.

· CMP-08: Challan to deposit tax in quarters.

· Annual Return: To be filed at the close of the accounting year. · Invoice Format: Composite dealers are required to issue a Bill of Supply instead of tax invoices. · No Input Tax Credit(ITC): Firms under the scheme are not eligible to claim ITC on acquisitions.

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